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YOUR PRIVACY IS IMPORTANT TO US
You provide important information about yourself to a variety of businesses
and organizations. The same is true when you do business with our financial
institution. You’re asked to provide us with certain personal information
that helps us give you a better service and complete your transactions more
effectively.
We work diligently to safeguard the information you give to us. In fact, we
developed the following policies to ensure your confidentiality and maintain
your confidence in our institution. These policies detail the strict
standards we have in place. For this reason, we ask you to please read the
following information carefully.
Notice of your Financial
Privacy Rights
We, our, and us, when used in this notice, mean First Southeast Bank.
This is our privacy notice for our customers. When we use the words “you”
and “your” we mean the following types of customers:
 | All of our consumer customers who have
a continuing relationship with us, such as: |
| Deposit account |
| Loan account |
| Safe deposit box |
| Self-directed Individual Retirement
Account where we act as custodian or trustee |
| We will tell you the sources for nonpublic
personal information we collect on our customers. We will tell you what
measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information about you that we
collect in connection with providing a financial product or service to you.
Nonpublic personal information does not include information that is
available from public sources, such as telephone directories or government
records.
An affiliate is a company we own or control, a company that owns or
controls us, or a company that is owned or controlled by the same company
that owns or controls us. Ownership does not mean complete ownership, but
means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of
ours.
The information that we
collect
We collect nonpublic personal information about you from the following
sources: |
| Information we receive from you on
applications or other forms |
| Information about your transactions
with us or nonaffiliated third parties |
| Information from a consumer reporting
agency |
| Information we receive through our
Customer Identification Program |
Information we disclose about you
We do NOT disclose any nonpublic personal information about you to anyone,
except as permitted by law.
Notify Us of Inaccurate Information We Report To Consumer Reporting
Agencies. Please notify us if we report any inaccurate information about
your account(s) to a consumer reporting agency. Your written notice
describing the specific inaccurancy(ies) should be sent to us at the
following address: FIRST SOUTHEAST BANK 3 MAIN AVE N, PO BOX 429 HARMONY, MN
55939.
The confidentiality,
security, and integrity of your nonpublic personal information
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or services
to you. We maintain physical, electronic, and procedural safeguards that
comply with federal standards to guard your nonpublic personal information.
Nonpublic personal
information and former customers
We do not disclose nonpublic personal information about former customers,
except as permitted by law.
MEMBER FDIC
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Member
FDIC