First Southeast Bank
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When you trust your money to a bank, you want to be sure it's in an account that's right for you. One that gives you the most for what you need at the best price. That's exactly why First Southeast Bank has many accounts for you to choose from. From Regular Checking to NOW or Super NOW accounts or our own Statesman Club account, you'll find the one account that has all of your best interests at heart.

Contact any of our courteous staff with questions on how First Southeast Bank can help you find the right account for your financial goals!

Regular Checking/ Business Checking Regular Checking Student/ Active Military Statesman Club *** Elite Club** NOW Checking SuperNow Checking
Minimum Balance to Open None None None None $900.00 $2500.00
Minimum Balance $300.00 No minimum No minimum No minimum $900.00 $2500.00
Monthly Service Charge $8.00 if balance falls below $300.00 Monthly service charge is waived $8.00 Plan A
$10.00 Plan C
Age 55+ Free $9.00 if balance falls below $900.00 $11.00 if balance falls below $2,500.00
Interest Available No No Yes on balances $900.00 & higher No Yes on balances $900.00 & higher Yes on balances $2,500.00 & higher
Per Item Fees None None None None None None
ACH Transactions Free Free Free Free Free Free
International ACH Transactions Free Free Free Free Free Free
Check Images Free Free Free Free Free Free
Debit Card/ATM Card Free
No annual fee*
Free
No annual fee*
Free
No annual fee*
Free
No annual fee*
Free
No annual fee*
Free
No annual fee*
Check Ordering
**Customers Age 55+ free
Various Pricing on selected styles ** Various Pricing on selected styles ** Free ** Free ** Various Pricing on selected styles ** Various Pricing on selected styles **

* $20.00 fee will apply for plastic reorders
** Selected styles only
*** Statesman Club Additional benefits: Free Cashier's Checks, Free Notary Service, Free Faxes, Free Photo Copies and First Year Safe Box Rental free ($25.00 value)

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Regular Checking Account

No minimum balance to open.

Benefits:

  • Debit/ATM card available

Cost:

  • No service charge unless balance falls below $300.00.
    If balance falls below $300.00, a monthly service charge of $8.00 will be imposed.
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Regular Checking - Business

No minimum balance to open.
No monthly service charge for non-profit organizations

Benefits:

  • Complimentary Business Deposit Tickets & Bank Bag
  • Complimentary Endorsement Stamp
  • Debit/ATM card available

Cost:

  • No service charge unless balance falls below $300.00. If balance falls below $300.00, a monthly service charge of $8.00 will be imposed.
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Regular Checking - Student/Active Military

A checking account that doesn't require a minimum balance and has no service charges

Benefits:

  • This is a free account while the holder is a student in either middle school, high school or a full time college student
  • This is a free account while the holder is on Active Duty
  • Active Military does not include Reserves or National Guard unless deployed
  • Debit/ATM card available

Cost:

  • There is not a monthly service charge with this account
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Statesman Club Checking

A checking account with benefits

Requirements:

  • No interest accrues on days the balance is below $900.00

Benefits:

  • Interest on checking account when you maintain a $900.00 balance in your checking account. Interest will be compounded monthly and added to your account monthly.
  • Complimentary personalized checks (selected styles only)
  • Complimentary cashier's checks
  • Complimentary notary public service
  • Complimentary fax services
  • Complimentary photo copies
  • First year's safe deposit box rental free
  • Car rental discounts & bonus travel services
  • Payment card protection
  • Debit card available

Cost:

  • Statement cycle service charge will be imposed to this account each cycle, depending on the amount of accidental death benefit (ADB) insurance coverage obtained.
    • Plan A: $10,000 - $8.00
    • Plan C: $30,000 - $10.00
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Elite Club Checking

For those who are 55 and older, this checking account doesn't require a minimum balance and has no service charges.

Benefits:

  • This is a free account for those who are 55 years or older
  • Free checks (selected styles only)
  • Debit/ATM card available

Cost:

  • There is not a cost with this account.
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NOW Checking

A checking account that earns interest

Requirements:

  • Minimum balance to open $900.00
  • No interest accrues on days the balance is below $900.00

Benefits:

  • Interest will be compounded every month. Interest will be credited to your account every month.
  • Complimentary personalized checks for customers 55 and over (selected styles only)
  • Debit/ATM card available

Cost:

  • A service charge of $9.00 will be imposed every statement cycle if the balance in the account falls below $900 any day of the cycle.
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SuperNow Checking

A checking account that earns a higher rate of interest

Requirements:

  • Minimum balance to open $2,500.00

Benefits:

  • Interest will be compounded every month. Interest will be credited every month.
  • Complimentary personalized checks for customers 55 and over (selected styles only)
  • Debit/ATM card available

Cost:

  • A service charge of $11.00 will be imposed every statement cycle if the balance falls below $2,500.00 any day of the cycle.
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