It's never too late to start saving for the future. Whether your goals are a dream vacation, a new car or even retirement, you can start today and reach your goals.
| Personal Savings | Individual Retirement Account (IRA Savings) Traditional & Roth |
Health Savings Account (HSA) Must have high deductible plan |
Money Market Deposit Account (MMDA) | Certificates of Deposits 3, 6, 9, 12, 18, 24, 30, 36, 48, & 60 month |
Business Savings | |
|---|---|---|---|---|---|---|
| Minimum Balance to Open | None | None | None | $1000 | 3 & 6 month-$2,500 All remaining terms-$500 | None |
| Monthly Service Charge | No | No | No | No | No | No |
| Withdrawal Fees | No | No Bank Fee* | No | No Not At This Time | Yes, penalty may apply for early withdrawal | No |
| Interest Available - Contact us for our current rates | Yes must have $50 to earn interest |
Yes | Yes | Yes must have $1,000 to earn interest |
Yes | Yes |
| Check Writing Privileges - Various pricing on check orders | No | No | Yes | Yes | No | No |
| Debit Card/ ATM Card | ATM Only | No | Debit Card only |
Debit Card only |
No | ATM Only |
| Statements | Free | Free | Free | Free | Free | Free |
*IRS may impose a penalty for early withdrawals
